Pet health Insurance
It tends to be best to start pet insurance when the pet is younger, as most insurance companies will request the patient’s medical records before a new plan is started and the younger the pet, the less pre-exisiting conditions there tend to be.
Every company is different, but most offer different plans to choose from. Some include just wellness items, some just sick/injuries, others cover both. The type of plan you get depends on what they cover and how much they reimburse you.
At this time, pet insurance is a little different from human medical insurance, in that you as the client are responsible for paying the pet’s medical bills up front to the veterinarian, then you submit the medical records and invoices, and then the insurance company will reimburse you on their agreed upon amounts. We have many clients that use it and they find that it useful.